Jericho Share

In Brief, Describe a Health Care Sharing Ministry.

Published on : 11-17-2022

It's becoming more common for people to join Health Care Sharing Ministries (HCSMs) to save costs on medical treatment. These groups are founded on religious beliefs and aid members in dividing up medical costs. This blog article by Jericho Share will explain how health care sharing ministries function and help you decide whether you would benefit from joining one.

Members of a health care sharing ministry (HCSM) are all committed to the same religious and ethical tenets; hence the organization qualifies as a 501(c)(3). That organization is not an insurer.

Jericho Share clarifies that you and your family are not contributing to a shared fund for medical emergencies. Instead of paying for individual medical bills, you pool your resources in a ShareBox.

How does one go about establishing a health care sharing ministry?

Becoming a member of a health care sharing ministry is equivalent to joining a club. If you want to join, you must agree with the declaration of religious and ethical convictions and send in a monthly payment. You might contribute to the fund and then use it for your medical expenses if needed.

According to Jericho Share, a healthcare sharing ministry's primary goal is to give its members access to cost-effective medical professionals at reduced rates. That's why it has reduced the required donations from its members.

To Whom Does a Health Care Sharing Ministry Open Its Doors?

Here are some things to consider if you're considering joining a health care sharing ministry. You must be above the age of 18 to participate. As a second need, you need to be a citizen or permanent resident of the United States. Third, you must promise to uphold the ministry's moral and spiritual standards.

As stated on their website, Jericho Share welcomes anybody who shares the same morals and values as their organization.

Positives of Participating in a Health Care Sharing Ministry

The primary benefit of healthcare sharing ministries is the substantial savings in healthcare costs. Members pay less in dues, and the extra money is used better.

Anytime throughout the year, prospective members may join JHS Community without waiting for a specific occasion.

You have requirements of your own. Common healthcare costs might be out of reach for many individuals. You can count on getting timely assistance from Jericho Share notes that a health care sharing ministry.

Everyone has their requirements and financial constraints. If you go with Jericho Share, you'll get access to various software. Medical care, including hospitalization, dental care, and other medical charges, might be included.

The Drawbacks of Joining a Health Care Sharing Ministry

Not everyone is a good candidate for health care sharing ministries, but they are a great alternative for some. However, they may be unable to split the cost of everything from medicine to dental work to eye exams. If you need long-term care or treatment for a chronic ailment, a health care sharing ministry may not be able to cover all of your costs, as Jericho Share points out.

Since an HCSM is not required to comply with the ACA, they do not cover patients with pre-existing conditions for inpatient or outpatient surgical procedures.

The problem is that not all HSCMs are the same. Before you may join, there may be eligibility conditions for certain groups, such as a minimum income or a shared worldview.

Conclusions  Should You Join a Health Care Sharing Ministry?

If you're seeking a group of people who share your values and are willing to assist each other financially so that you may pay for medical expenses, a health care sharing ministry may be the best option for you. However, HCSMs are not insurance providers and hence do not cover a wide range of medical conditions. Before joining any HCSM, Jericho Share advises that you do your homework to determine your monthly contributions, program type, and religious and ethical values.

Jericho Share , care plans via Jericho Share may be adjusted on the go and are more affordable than ever before because of the generosity of our shared community. Hospitalization, outpatient care, and preventive health programs are all good examples. A primary goal of the ministry is to provide you with a rewarding membership experience.

What Are The Benefits of Jericho Share Health Care Sharing Ministry

Published On: 10-11-2022

Healthcare can be very expensive, and many Americans are searching for new ways to offset the costs of their care. One way to do this is through health care sharing programs like Jericho Share.

Health care sharing is about more than covering medical bills. It connects you to a community of like-minded members like yourself. You'll help meet others' needs and receive help when you need it.

Jericho Share on Religious & Ethical Beliefs

What Are Health Care Sharing Ministries?

Health Care Sharing Ministries like Jericho Share are a type of non-profit 501(c)(3)organization. They are sometimes called HCSMs, which stand for Health Care Sharing Ministry. They are faith-based, which allows members who share the same set of beliefs to come together.

When you join a health care sharing ministry, you'll submit a monthly amount. These contributions are placed into the membership wallet, which is referred to as the ShareBox. The ShareBox allows for eligible medical needs to be shared from member to member when the need arises. 

If you become ill or need routine medical care and your medical needs are eligible for sharing by the members, the contributions will be shared from ShareBox. This means that others will share in your medical needs as you would share in theirs. 

Advantages of a Health Care Sharing Ministry

There are many advantages of a health care sharing ministry that you should be aware of. These advantages can help you determine if it's right for you.

Religious Values

One of the advantages of a health care sharing ministry like Jericho Share is that they process eligible medical needs in accordance with religious values.

Many bible verses command us to help others. However, Galatians 6:2 is particularly fitting. It says, “Carry each other’s burdens, and in this way, you will fulfill the law of Christ.”

A health care sharing ministry allows you to carry these burdens in fellowship with others. If you feel it's your responsibility to care for your spiritual brothers and sisters, a program like Jericho Share is an excellent way to do so.

The Ministry Decides What is Eligible for Sharing

Another advantage of a health care sharing ministry program is that when you choose this type of program, you know your monetary contributions will not be shared on things you are against.

Jericho Share and other health care sharing ministries have guidelines about what is eligible for sharing. The things they allow should line up with your values.

This also means the ministry can decide to allow things that are not allowed under typical health plans.

Help When You Need It

Prospective members can enroll in JHS Community at any time throughout the year without a qualifying event.

Of course, you have needs as well. Many people struggle to pay for routine healthcare. A health care sharing ministry will provide the help you need when you need it.

Programs for Everyone

Membership participation is voluntary, there are never any contracts or policies.

Each person or family has its own needs and budget. When you choose Jericho Share, you can choose from several programs. You can also add eligibility for hospital expenses, dental care, and other health costs.

Jericho Share

Jericho Share is a health care sharing ministry. They are a non-profit 501(c)(3) organization. Their beliefs include the right to worship God in the way you choose. They also believe in a moral and religious obligation to care for others in their time of need.

Connect with Them

To learn more about Jericho Share, visit their website, or call to get in touch at 866-545-2955. Jericho Share is always happy to speak with you and answer any questions you might have regarding their services, programs, and resources

Jericho Share on Morals & Religious

Jericho Share is a 501(c)(3) ministry (HCSM). It's a community of people who share religious and ethical beliefs and seek grace and compassion.
Jericho Share members must adhere to religious and ethical standards. Here are the membership's shared beliefs:

Jericho Share: Religious & Ethical Beliefs

Belief # 1: I believe every member has a fundamental and religious right to worship God in their way.

Members should be free to express and practice their faith. But, as a Jericho Share member, you should feel protected.

Jericho Share says people can express their faith in many ways. Others prefer to pray in a group or at church services.

Everyone should be free to express their faith.

Belief #2: I believe my religious and ethical obligation is to share in the burden of others when they need assistance, according to my current resources and opportunities.

You should help the needy. It includes every member who needs financial help to share medical expenses.

Jericho Share notes that helping whenever possible is moral and ethical. It means not refusing help because you don't want to help someone else.

Belief #3: I believe in sharing in a common community of like-minded individuals with the need to come together in a caring community, regardless of race, age, gender, sexual persuasion, or political affiliation.

Jericho Share values inclusivity regardless of race, age, gender, sexual orientation, or politics. First, it means you welcome different members. It can mean respecting other races and religions. Finally, it suggests welcoming all ages.

Belief #4: I believe I must care for my family and that emotional, mental, and physical abuse of any kind to a family member or anyone else is morally wrong.

It would help to teach your kids that emotional, mental, and physical abuse is wrong.

Jericho Share offers flexible, cost-effective care sharing. Office visits, wellness services, and hospitalization are examples. In addition, the membership prioritizes member satisfaction.

Connect with Them

Jericho Share's website is 866-545-2955. Jericho Share is happy to discuss its services, programs, and resources.

Jericho Share: Are Health Sharing Options Legit?

Published On: 08/10/2022

Health Care Sharing Ministries (HSCM) options are becoming more popular because many people can afford them. Jericho Share looks at the pros and cons of these program choices.

Health sharing programs are flexible plans that let people pool their resources to pay for each other's medical bills.

Benefits of HCSM's Programs

HCSM programs are better than traditional health insurance in a number of ways, like being more flexible and allowing members to help each other out by sharing costs.

Using their resources, HCSMs also help people save money on health care costs. Members can usually only give so much to the program. As a result, people with lower incomes can afford a more complete program to help pay for their medical needs. If not, they could not afford it on their own.

HCSMs help members who don't have a lot of money to pay for medical expenses if they need to. It can stop serious health problems from becoming expensive illnesses later in life.

HCSM Programs Have Downsides

But not every HSCM is created equal. Some may have rules about who can join, like needing to make a certain amount of money or agreeing with the group's beliefs.

Like any other health program, they can also have some negative effects. For example, they might not pay for all medical costs together. And you may have to pay for more of your medical expenses than with a traditional insurance plan.

What happens?

Health Care Sharing Ministry, or Jericho Share, is a non-profit 501(c)(3) organization. They provide flexible, low-cost options for sharing daily care. Some of the benefits of joining are:

Visits to the workplace
Services for prevention and wellness
Inpatient Hospitalization

The group is made up of individuals and families who have the same religious and moral beliefs and who want to encourage others to be kind and gracious.

Through Jericho Share, members help pay for each other's medical bills. Members must agree to the Statement of Religious and Ethical Beliefs and understand that all medical needs are handled based on the Member Information Guide (MIG). This means that members can get excellent health care at a reasonable price.

The program's goal is to give its members access to high-quality health care at prices they can afford. The community also ensures that partners are treated well by the organization.

Members of Jericho Share contribute to the membership on their own time. When one of the members needs medical care, the health care sharing membership helps. It lowers their costs for eligible medical needs by a lot.

What exactly is an HCSM?

A Health Care Sharing Ministry, or HCSM, is a way for members to get medical services. It's not like traditional insurance policies.

Health care sharing ministries are non-insurance groups whose members "share a common set of moral or religious beliefs and share medical expenses among themselves based on those beliefs."

The goal of the program is to help members share costs and lower their overall health care costs.

Jericho Share has members from all over the country. It started on September 1, 2021, and now has over 125 employees.

How does the health share program operate?

Published On: 07/06/2022

The health care sharing ministry concept was conceived in the 1980s, but the Affordable Care Act's adoption in the 2010s boosted it. It increased from a few thousand members to 1.5 million, partly owing to exclusions from the Affordable Care Act. Although Health Care Sharing are not obligated to acquire Care, their programs sometimes have a religious component. Participants in the program are required to make a declaration of faith.
The procedure on the website of one ministry resembles that of an Care business. The health care sharing ministry employs Care agents to contact members and deliver membership cards with coverage details. Several churches have altered their materials and methods. Others, such as Samaritan and Christian Medical Center, are distinctive in their ways. The variation in the arrangement may contribute to the attractiveness, but it is not the only distinction.
While these ministries encourage members to bargain with doctors, state regulators and other organizations that govern commercial health Care do not supervise them. In Texas, for instance, they have paused their plans and are collaborating with authorities to resolve concerns. Meanwhile, some families claim they are now responsible for medical expenses for which they did not qualify under the ministry's plan. Additionally, some advocates request that members press physicians and institutions to write off their costs.
The majority of Christian health care missions are faith-based groups. One example is medi-Share, a medical Care scheme with approximately 300,000 subscribers as of June 2018. In contrast to Care, Health share have tight membership standards and prohibit certain practices. For example, some churches place monetary limitations on the amount they repay members. These health care ministries initially do not cover ordinary medicines, preventative care, mental health, or abortion.
In the last year, health share experienced a problem due to a $14 million judgment against two of its officials. Consequently, the organization entered receivership, leaving behind $34 million in unpaid claims and a $14 million review against two of its leaders. The insolvency of this healthcare ministry has resulted in inadequate funding for the healthcare sharing business. In addition, many health care sharing ministries have struggled to remain operational due to the high proportion of outstanding claims.
Even though Christian healthcare sharing ministries are increasingly prevalent, they are not universal. Other establishments are more conservative, and some may not permit smokers. Others may instead request that participants join interim programs. And the highlight? The majority of them welcome all Americans. In addition, they do not require pre-existing problems or medical conditions due to their religious views. However, there is a catch.
The ministry functions by pooling funds to assist its members with health care costs. Continued increases in healthcare expenses can be mitigated through faith-based healthcare sharing ministries. In the United States, more than 100 health care sharing ministries serve 1.5 million people. Therefore, how does a Christian ministry health sharing function? It operates as follows: Members pay Monthly Contributions voluntarily for health care. In exchange, they contribute to the medical expenses of other Ministry Members. This monthly donation cannot be refunded.
The nonprofit Trinity Health share program in several areas is known as Aliera Healthcare. Despite the ministry's assertion that it does not provide health Care, state officials are cracking down on the firm. Rick Spoonemore has filed a lawsuit alleging that the firm misrepresents itself and misleads customers. In addition, a recent Financial Services Bureau investigation revealed that Trinity Health Share is a scam. Aliera launched Trinity Health Share as a charity in June 2018, and it manages its finances, benefits, and membership list.
In several places, health care sharing ministries have been functioning lawfully since the passage of the ACA. However, worries remain over the usage of call centers. The reality is that the firms' call center representatives may misrepresent their offerings and mislead customers into purchasing inadequate plans. As a result, numerous agencies rely on the ACA's provisions to establish the legality of health care sharing ministries.